Drive Free. Retire Rich.

My friend, who is crazy about the Dave Ramsey plan, recently introduced me to the concept of driving free cars for life. I had never heard of such a concept, so I decided to check out this video

Now, I do own "The Total Money Makeover" by Dave Ramsey; however, I have not fully jumped on board. I definitely agree with his concepts, but haven't taken as much action as I should. I also fully support the idea of living debt free. I cannot imagine having such a burden lifted off of my shoulders!

Another great idea that my friend suggested was to go through my house and sell those unused items. You know exactly the things I'm talking about!! You'll likely get more money listing them on Ebay or Craigslist, than selling them at a yard sale or allowing them to collect dust in your house.

Now, the catch is not to go buy more "stuff" to fill your house, but to be proactive with this newly, accumulated money. She mentioned taking the money and opening up an IRA. To be honest, I am ignorant when it comes to investments, but I do know that my husband's job does not offer a 401K. Therefore, we need to be proactive to save for our future. So, I think this is where I am going to start. Yeah, I may only have $100 to open up the IRA, but it is better than nothing, right?!

So, what are your savings and investment secrets? I would LOVE to hear about them...